How to get student loans at 2%

This was first published at CNN Money.

NEW YORK (CNNMoney.com) -- Question 1. How are people able to get their student loans down to 2%? Two of my children have student loans and we'd be very interested to know this. Thank you very much. -- Diane, North Dakota

We got a LOT of e-mail from folks wondering the same thing. If your children have older variable rate Stafford or PLUS loans that were issued before July 1st 2006 and they haven't been consolidated, you may be able to consolidate them now so you can take advantage of that 2% interest rate. That's a historic low.

But, if you have loans that were originated after that date, your interest rate will be the weighted average of all your loans combined (generally that will be 6 to 8.5%). For more information, call your lender.